Are you losing money on every payment… without even realizing it?
If you run a bar, restaurant, or café in Luxembourg (or anywhere in Europe), this might hit close to home.
Every time a customer pays by card, 1.5% to 3% of your revenue quietly disappears. It feels normal. It’s always been like that.
But let’s be honest; that’s money you’ve earned, and you’re not seeing it.
Most shop owners think card fees are just 0.2% or 0.3%. But that’s only the start: - Scheme fees - Acquirer fees - POS subscriptions - PCI compliance costs - Chargeback risks
All added up, you're actually paying 1.3% to 2.9%. Sometimes even more.
Let’s put it in perspective: That’s €0.50 gone on a €20 order. Every single time.
Now imagine a different system: - A customer pays using Hive or Bitcoin Lightning. - You receive the full amount, instantly. - No middlemen, no delays, no hidden fees.
This is Innopay, already working live in Indies, AL21 and Le Croque Badeine, right here in Luxembourg!
We often focus on what Innopay brings to the customers… but today we wanted to start something new.
It’s time to highlight how much it can empower local businesses, especially in a country like Luxembourg, where small shops are the heart of the city.
We’ll dive deeper into these advantages in upcoming posts.
But if you’re already curious, don’t wait. Reach out. We’re here. And we’ll walk you through exactly how it works.
Because you shouldn’t have to pay to get paid.
And you don’t need permission to upgrade your freedom.
