Earlier today I was on a Zoom call with a good friend in Estonia. He is one of the people who took my two-months course on financial literacy and personal financial management called “Focus on Finance”, which firmly set him and other programme participants on the path towards achieving financial freedom, using investments in stocks, ETFs, and digital assets (Bitcoin and crypto) as means of reaching that goal.
On the call we discussed a few alternative profit-taking strategies for crypto in the bull phase of the market cycle. However, it made me think: how does one get to a place where one has enough crypto in their portfolio to start taking profits in the first place?
Then I realised – and it honestly blows my mind – that there are still so many people today, in 2025, who have little to no idea on how to build savings and wealth. So I thought it would be a good idea to share my simple strategy of acquiring money (and by money I mean Bitcoin, as one of the three things in this world, along with silver and gold, that qualify as true money).
And if you, who are reading this, want to object with “Oh, but Bitcoin is already so expensive at over $100,000 per coin today, in May 2025”, then I counter with this: Bitcoin isn't even cheap yet. It is basically free, because the difference between zero and $100,000 will not even be noticeable on the scale of where Bitcoin is going to be in the 2030’s and 2040’s. So, basically, I'm saying that we are living in the era of “free Bitcoin” today, with the era of “cheap Bitcoin” is still about 4–5 years away, when the price of Bitcoin hits a million dollar. Then Bitcoin can finally be considered cheap. Until then – enjoy collecting free Bitcoin (even if it's just a few satoshis a day) and be grateful for this blessing of an opportunity to build generational wealth! 🙏🤑
💰So, here’s a simple and powerful strategy of achieving financial freedom:
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💸 Buy Bitcoin every day. I don't care if you're buying for 20 cents, for two dollars, or for twenty or forty or whatever that number is. Just pick a number that represents an amount that you won't need in the next 5–10 years and that you won't be crying over, if it's gone forever. For one person it is going to be three euro a day. For another person it will be 15 New Zealand dollars a day. I don't know about your lifestyle, your income, your circumstances, or pretty much anything else about you, dear reader. So please decide this number for yourself and stick to it. Increase this amount if you get a raise or a better-paying job. Reduce this amount, if you lose your job or go back to school. But try and stick to it, without changing it all too often. And, very importantly…
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🚀 Never stop! Keep buying Bitcoin daily for the rest of your life.
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⏱️ Never skip a day!
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🙅♂️ Never sell your Bitcoin. Already today – and even more so in the future – we will be able to borrow against our Bitcoin as a collateral. So if you decide to buy a new house, don't sell your Bitcoin. Lock it as a collateral at your bank (I personally use Xapo Bank that I am very happy with), borrow dollars, make a downpayment, then gradually pay it back, to get back access to your Bitcoin. You will never have to sell your coins and never have to pay capital gain taxes.
❓ What do you think about this strategy? Are you already doing this in your life, maybe? Or are you feeling skeptical? Do you have any questions? Leave them – along with your feedback – in the comments below and I will be happy to address them as well as I can.