The imaginary point game. We’re all playing together. Some of us don’t know it’s a game so they can’t win. Unfortunately some players borrow usd, and buy BTC, and watch the debasement of usd and all other fiat currencies, push up the price of BTC priced in those other units. They extract buying power from the system itself.
None of it has value in physical reality except for human beings self organized around the units. A way to divide resources. Also unfortunately, some people exploit the system by playing with imaginary points properly and ending up with future buying power. Control of the points that other human beings will trade their time or physical resources for, gives that unit power. It can move objects upon request. Build homes and buildings. As long as the money printer continues through debt and government spending, all prices will just continue along inflating making it harder and harder on those working and without enough assets to harness the system itself.
If it’s not given to you, then you must accumulate assets. It means working and not enjoying and consuming 100% of what is earned immediately or ever.
Then you pick your basket of investments to attempt to have more future buying power. If you don’t then you won’t. No matter how hard you work, you just lose the buying power, guaranteed.
Worse is the guy with $100,000 in cash at home on year 1 for 25 years. Saving $16,000 per year diligently for the 25 years. At retirement he will have a large number but they lost more than the person that spent every dime in real time. At least they didn’t work hard using up their Time and let it melt away to inflation.
The winning move is to realize that investing is a risk. There are units that will go up because of inflation continues. Holding those is not a risk.